Ali Hallal
Mortgage Loan Officer · Universal Mortgage
NMLS #1751817 · Licensed in Michigan
Mortgage Estimator
Get a rough estimate in under 2 minutes.
Your income
Quick questions. Rough numbers are fine.
$
Common amounts: 3% conventional · 3.5% FHA · 10% · 20%
Yes
No
Yes
No
Please enter your annual income.
Est. home price range
$0
Est. loan amount
$0
Est. monthly payment
$0
Principal & interest · about $0 with est. taxes & insurance
Debt-to-income ratio
Lenders compare your monthly debts (including the new mortgage) to your income.
0%36%43%50%
IdealGoodStretch
At the top of your range: 0% · Your current debts alone: 0%
Loan options you may qualify for
Est. monthly savings
$0
Current payment$0/mo
Est. new payment$0/mo
Est. closing costs$0
Break-even point—
Est. interest saved over the loan$0
Your estimated home equity
$0
Still owed
May be accessible
Equity that stays in your home
Keeps your current mortgage
HELOC
Up to about$0
Est. payment on $0$0/mo
Your current mortgage$0/mo
Total$0/mo
One new loan, one payment
Cash-out refinance
Up to about$0
New loan amount$0
Est. new payment$0/mo
Change vs. today$0/mo
Your monthly payments: before and after
Today (mortgage + debts you'd pay off)$0/mo
With a HELOC$0/mo
With a cash-out refi$0/mo
Lower monthly payments can mean paying more interest over time, since the debt is spread over a longer term and secured by your home. Ali will go over the full picture with you.
Want exact numbers?
Ali will personally review your file and reach out within 24 hours.
Start My Full Application: Takes 5 Minutes